We are affected by money, whether we use it or not. Creating change from your dollars is about acknowledging the personal causes and financial effects in all of our lives, making change one decision at a time, and understanding how our choices affect our inner circle, community, and country.
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In this book, you’ll find:
✔ Stories of personal cause and financial effect ranging from childhood to middle age. No techniques or top ten list, and definitely no judgment.
✔ Insight into how actual people behave, and identify four pathways to success.
✔ Explanation of the properties of money, qualitatively.
✔ Historical, sociological, and psychological perspective on why things are the way they are.
✔ Insight on how public policies and private perceptions shift the current of money.
Why write a book?
Write a book about money for people that hate the fact we all need it and don’t want to ask their uncle the accountant about it :)
Use very personal, specific stories to illustrate the good, bad, and ugly of financial decision-making.
Reinforce the power of voting and consumer behavior (aka shopping) on our economy and policy.
Partner up and build support for a financial advising model accessible to all Americans
Therefore, money aligns to perception over time. We must change perception to change outcomes.
“Money is like water - it can nourish or drown, excite or intimidate. It strong yet flexible … and many of us never get swimming lessons.”
People discovered math while attempting to understand our natural world. The properties of the natural world can be found in the financial world.
Money can be compared to water, as they behave in similar ways.
Financial focus and pressure in one direction can burst forth like a geyser.
Waves can change the shoreline over time, but you can’t see the effect of just one.
Puddles are fun, but without a plan, dollars splash everywhere.
Like taxes or saving, irrigation captures and stores nourishment for the time and place it’s needed.
A fast-moving interest current is powerful and can knock you around, but you have to keep paddling.
Whereas a pond is safe and predictable, but going nowhere.
When we freeze up from fear or indecision, our dollars don’t move either. My spending is your earning, after all.
But as water heats up, our dollars become lighter and interconnected.
A slow moving current gained momentum over centuries of conflict and policy; it seeks the path of least resistance.
It started small though, and redirecting dollars and behavior is easier upstream.
Change from your dollars is created through informed action and decision. You don’t need to be an expert to be informed, you do need to acknowledge reality; the good, the bad, and the ugly. We can only heal when we acknowledge what is.
Money doesn't exist “apart” from our lived experience, “over there” it is a proxy for our energy, good or bad.
The financial rulebook isn’t taught well (or at all) because it’s a game: opting out has consequences. Reform is absolutely possible.
After all, reality is shaped by money, and money is shaped by perception, so … let’s change our perception.
No dollar is neutral.
About Brett
Brett Heaton Juarez is transforming money mindsets to help people achieve financial purpose and freedom. As a financial planner serving clients nationwide, he draws on his background in education, counseling, and social science to empower individuals, nonprofits, families, and businesses to embrace abundance and inform financial choices aligned with their core values.
Brett lives in Greater Milwaukee with his wife and three children. He spends his free time reading with a good cup of coffee, adventuring outdoors, and persuading his kids to love those things, too. (Minus the coffee.) Change From Your Dollars is his first book.